Key takeaway: Mililani, in central Oʻahu, sits in the middle of the island’s price range: HUD’s 2026–27 one-bedroom benchmark for ZIP 96789 is $2,160, and the median single-family sale was $1,100,000 for the first half of 2026. Homes in Mililani Town pay a $165 quarterly association assessment, and commutes average about 30 minutes. Numbers checked October 31, 2026.
Mililani offers houses at close to the Oʻahu median price, with a planned-community setting and a 30-minute average commute. ZIP 96789 covers Mililani Town and Mililani Mauka, with 54,278 residents (ACS 2020–2024).
How much is rent in Mililani?
| Measure | 1 bedroom | 2 bedrooms | As of |
|---|---|---|---|
| HUD Small Area FMR, ZIP 96789 | $2,160 | $2,810 | FY2027 (from Oct 1, 2026) |
| Zumper average, Mililani Town | $2,300 | $2,797 | Oct 1, 2026 |
HUD figures: HUD Small Area Fair Market Rents, FY2027 (effective Oct 1, 2026). These are 40th-percentile rents including utilities, a voucher benchmark rather than an asking price. Listing figures are averages of current listings and move a lot month to month.
What do homes cost in Mililani?
The median single-family sale in Mililani was $1,100,000 for January–June 2026, flat from a year earlier, and the median condo was $518,000 (Honolulu Board of REALTORS). Zillow’s home value index was $884,193 at the end of September 2026 (Zillow).
Mililani Town Association charges $165 a quarter (about $55 a month), effective April 2025 (MTA newsletter, Sep 2026). Mililani Mauka has a separate association with its own dues. Property tax at Honolulu’s owner-occupant rate is about $3,400 a year on a $1.1 million house.
What do Mililani households earn?
The median household income in ZIP 96789 is $127,066 (±$4,754) (ACS 2020–2024).
How long is the commute from Mililani?
Mililani workers average 29.6 minutes one way (ACS 2020–2024), mostly via H-2 and H-1. TheBus runs Mililani express routes into Honolulu (TheBus); the nearest Skyline station is Pearl Highlands.
What costs are specific to Mililani?
- Association dues. Mililani Town’s assessment pays for recreation centers and common areas; ask sellers about any sub-association fees on top.
- New flood maps. FEMA’s updated Oʻahu flood maps took effect June 10, 2026, moving more than 8,000 properties into higher-risk zones (Hawaii News Now). Owners with a federally backed mortgage who are newly in a high-risk zone must buy flood insurance, estimated at about $1,200 a year inland and up to $9,000 oceanfront (Hawaiʻi Public Radio, Apr 2026). Check any address on the city’s flood map page before you buy or rent.
How does Mililani compare with other Oʻahu towns?
| Town | 1BR rent, HUD benchmark | Median single-family sale | Mean commute |
|---|---|---|---|
| Urban Honolulu (Waikīkī 96815) | $2,450 | $1,395,000 (Kapahulu–Diamond Head, YTD) | 22 min |
| Kailua (96734) | $2,810 | $1,685,000 (Kailua–Waimānalo, YTD) | 26 min |
| Kāneʻohe (96744) | $2,150 | $1,272,500 (YTD) | 29 min |
| Kapolei–ʻEwa (96707 / 96706) | $2,400 / $2,460 | $950,000 (ʻEwa Plain, YTD) | 33–35 min |
| Mililani (96789) | $2,160 | $1,100,000 (YTD) | 30 min |
Rent: HUD Small Area Fair Market Rents, FY2027 (effective Oct 1, 2026). These are 40th-percentile rents including utilities, a voucher benchmark rather than an asking price. Sales: Honolulu Board of REALTORS Local Market Update (HiCentral MLS data), June 2026 and year to date through June, by MLS region; the newest regional report we could reach. Commute: American Community Survey 2020–2024 5-year estimates, via Census Reporter (ZIP). Honolulu commute shown for 96815.
More: Oʻahu cost of living · rent vs. buy calculator.